Small Business Insurance In Bossier City, Mansfield, Vivian, Haughton, Shreveport, Natchitoches, LA, and the Surrounding Areas
Small business insurance is a bundle of policies that cover damages resulting from workplace accidents, including personal injury, property damage, and professional negligence claims. The specific coverages and limits you need depend on the size and risk exposure of your business.
Our experienced team at Parnell-Robinson Insurance can help you find affordable commercial insurance policies in Bossier City, LA, Mansfield, Vivian, Shreveport, LA, Natchitoches, Haughton, and the surrounding areas.
General Liability Insurance
As a small business owner, you should have general liability insurance for mishaps that occur during business operations. Whether it’s for accidentally damaging someone’s property or an injury that happened on your premises, even one lawsuit could threaten the financial security of your company.
General liability insurance can protect your business by helping you pay for repairs, medical expenses, or legal costs associated with the claim.
Commercial Property Insurance
Owning a small business is a significant investment, and one of your biggest expenses is the building you rent or own, including all the furniture and equipment you use for work. Commercial property insurance covers your business property in case of accidents like fire and theft.
These small business insurance policies usually don’t include coverage for employee negligence, floods, or company vehicle damage. For specific coverages, you might need to add additional policies to your plan, such as commercial auto insurance.
Business Interruption Insurance
If your business closes down for repairs because of an accident your policy covers, business interruption insurance helps you regain lost income and pay operating expenses, including employee wages, rent, mortgage, loans, and relocation costs.
Workers’ Comp Insurance
Louisiana requires almost all businesses in the state to have workers’ compensation insurance, even if you only have a few employees. Workers’ comp covers work-related injuries for part-time and full-time employees, helping your small business pay for the medical costs, lost wages, and disability benefits.
Professional Liability Insurance
If your small business provides professional services like construction or web design, you could be at risk of being sued for damages if your company makes a mistake that leads to financial losses for a client. Professional liability insurance protects your company by helping pay for legal costs, settlements, and lost revenue.
Our experts at Parnell-Robinson Insurance can help you find the right commercial insurance coverage for your small business based on your location, company size, past claims, and other factors.
If you need commercial auto insurance or other types of small business insurance in Bossier City, LA, Mansfield, Vivian, Shreveport, LA, Natchitoches, Haughton, and the surrounding areas, contact us for a quote.