Whether you are just into your first home or your forever home in Bossier City, Haughton, Mansfield, LA, Natchitoches, Shreveport, Vivian, LA, and the surrounding areas, you will want to have your home insurance in place to protect what is likely your largest investment. Our agents at Parnell-Robinson Insurance can help you understand what your insurance will cover and will go over the details of your policy. Don’t leave your property open and unprotected, get the home insurance that you need to fix or even rebuild if the worst happens. Contact our team today to learn more about your home insurance options.
What To Know About Home Insurance
Home insurance protects more than just the home itself. While this is important, so are all of the contents of your home such as clothing, furniture, and more. All of these items will be covered with a home insurance policy. However, there are some items that may not be covered unless they are spelled out in the insurance policy itself.
If you have any old antiques or expensive items, such as jewelry or artwork, these will not be covered by a normal home insurance policy. Typically these items will need to be included on a rider with your home insurance, or will need to have a separate insurance policy themselves in order to provide them with the protection you want.
Other items that may not be covered explicitly in your home insurance policy include fencing as well as other outbuildings like a shed. These items will need to be spelled out in your home insurance policy or will need to be added to the listing to ensure that they are covered along with the home. When you speak with our independent agents at Parnell-Robinson Insurance, we can help to ask questions to ensure everything on your property is covered.
Working With An Independent Insurance Agency
While you may think that home insurance costs pretty much the same, that isn’t the case. When you start listing out your specific additional items for coverage, such as the shed in the back yard, perhaps a pool, and that special antique jewelry that you inherited, the quotes that you get from different insurance companies can vary by large amounts. We will work with you to find you the right home insurance for your situation.
Follow the lead of your neighbors and friends in Bossier City, Haughton, Mansfield, LA, Natchitoches, Shreveport, Vivian, LA, and the surrounding areas who are getting their home insurance from Parnell-Robinson Insurance. Our trusted independent insurance agents can help you protect your home and the things inside.