Businesses can often be the target of many different things, including theft, vandalism, and even lawsuits. Many businesses in Bossier City, Haughton, Mansfield, LA, Natchitoches, Shreveport, Vivian, LA, and the surrounding areas have learned just how important having the right business insurance can be. At Parnell-Robinson Insurance we want to understand what makes your business unique because then we can offer the best kinds of business insurance that will meet your needs. Contact us today to schedule a review of your current business insurance and see if we can’t get you better coverage for less.
What Business Insurance Should You Have
This is a common question from business owners as they want to know what is available and what they should have to protect the business. While there are many different potential insurance policies available, some are much more common than others. For example, having general liability insurance is a pretty common insurance that nearly every business can benefit from.
You will want to have insurance to protect the tools and equipment that you use for your business. An example is insurance to cover theft from your truck of the construction tools that you have. While commercial auto insurance would cover your vehicle, a commercial property insurance policy is what will cover the costs of theft of those tools.
You will also want to have insurance for those things that you can’t anticipate, such as natural disasters like storms or fire. And if you have any employees you will need to have workers compensation insurance. If you are a lawyer or an accountant, having a professional liability insurance policy should be a must-have as well in case someone brings a lawsuit against the business for your consultation or services.
Working With An Independent Insurance Agency
Because there are so many different kinds of business insurance that are available, it is important to work with an insurance agent that can answer your questions. It is also important to work with an independent insurance agent because they can shop the market with many different insurance companies to find the best rate or better coverage. There are some insurance options that may not be appropriate for your business, even if other businesses have them because you may not do certain things that the others do. Helping our team to know what your business is will provide you with better insurance options that give you coverage you need without wasting money on insurance you don’t need.
At Parnell-Robinson Insurance, we have been helping all kinds of businesses in Bossier City, Haughton, Mansfield, LA, Natchitoches, Shreveport, Vivian, LA, and the surrounding areas for several decades. Let us help you by contacting us today to learn more about the business insurance you need.